Q: What are the interest rates for my auto loan?

Interest rates are influenced by several factors, including the severity of credit problems, the amount of down payment, and the degree of credit risk. Your auto loan expert will explain these factors, and tell you exactly what your interest rate will be.

Q: How long does the application process take?

You will be contacted very promptly by the local auto dealership handling your loan request. The approval process is usually within several minutes to a few hours.

Q: Will it help if I have a co-signer on the loan?

If your co-signer has good credit status, this will definitely help your chances of getting an approval.

Q: I'm paying high interest on a loan now. Can I get a better rate?

If you have been paying for 12 months and making your payments on time, then you can apply for re-financing and get a better rate.

Q: Can I consolidate my loans, (i.e. personal loans, credit cards, mortgages, etc.)?

Yes. You can get financing for personal loans and consolidate your current debts such as credit cards. We can even get you a low interest rate mortgage.